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AML compliance.
Completely free.

Send your client a verification link. Get an AUSTRAC-compliant report. No signup. No subscription. No catch.

AUSTRAC compliantNo monthly subscriptionBank-grade security
VerifiesIndividualsCompaniesTrustsSMSFs

Free Compliance Tools

Everything you need for AUSTRAC Tranche 2 — no subscription required

Compliance DocumentsFREE

Risk Assessment + AML Program

Staff TrainingFREE

4 modules with certificates

SMR/TTR ReportingFREE

AUSTRAC SMR/TTR reporting

View My DashboardFREE

Access all your verifications

Turn Compliance Into a Revenue Stream

Earn from the markups you set for your customers' verifications

25
0200

Your markup

Your additional earnings

Earnings / month

$1,250

Earnings / year

$15,000

25 verifications × $50 markup

How It Works

Complete AUSTRAC-compliant verification in minutes — from setup to payout

1Set Your Markup

Choose your service charge

Set your markup ($0, $25, $50, or $100). Your client pays the total — you keep your markup.

✓Earn now, withdraw once your bank is connected
✓No hidden fees — you earn exactly what you set
✓Change anytime for future checks
freeaml.com.au
💎 Your service charges
$0
$25
$50
$100

You'll earn $50 when client completes

FreeAML Verification

Your agent has requested identity verification. Tap to complete in 2 minutes.

Start Verification

Sent via SMS & Email

2Client Receives Link

Instant delivery to your client

Your client receives a secure verification link via email. They can complete it anytime, anywhere — on any device.

Email notification with a verification link
Verification link allows them to pay and verify
Secure, encrypted end-to-end
3Payment & Verification

Client completes verification online

Secure Stripe payment, then instant ID verification with biometric liveness check. Fully automated — no manual review needed.

Pay via Stripe (all major cards accepted)
Upload ID + selfie with liveness detection
Instant PEP & sanctions screening
Identity Verification
Pay
ID Photo
Selfie
Done

Look at the camera

Ensure your face is clearly visible

✓ Verification Complete

4What's Included

Full AUSTRAC compliance in every check

Every verification includes comprehensive KYC/KYB screening, risk assessment, and ongoing monitoring

KYC/KYB Verification

Based on client selection

UBO Verification

All beneficial owners identified

Biometric Liveness

Digital ID + selfie check

PEP & Sanctions

Global watchlist screening

Risk Assessment

AUSTRAC-compliant report

Ongoing Monitoring

Continuous watchlist updates

freeaml.com.au/results/abc123

Verification Complete

Sarah Johnson

LOW RISK
ID Verified
Biometric Check
PEP Screening
Sanctions Check
Download Report

$50 earned on your FreeAML balance

5Report & Payout

Instant report + earnings on your ledger

Get your AUSTRAC-compliant CDD report immediately in your FreeAML dashboard. Your markup is credited to your FreeAML balance — withdraw to your bank once Stripe Connect is set up.

PDF report with full verification details
Markup credited now; withdraw after adding bank details
AUSTRAC audit-ready documentation
6Complete Compliance Suite

Full AML/CTF compliance. Free.

Every verification unlocks our complete compliance toolkit — no subscription, no hidden fees, no limits. Everything you need to stay AUSTRAC-compliant.

AML/CTF Program Builder
Risk Assessment Generator
Team Training (4 courses)
Compliance Dashboard
AUSTRAC Reports (SMR/TTR/IFTI)
Policy & Procedure Docs
Compliance Activity Log
Audit-Ready Exports

No subscription. No per-user fees. Completely free.

freeaml.com.au/dashboard

Compliance Dashboard

✓ Compliant
12
Verifications
4/4
Training
100%
Compliant
AML Program
complete
Risk Assessment
complete
Training
4/4 complete
AUSTRAC Reports
ready

Your compliance status is excellent

All AUSTRAC requirements met

Start Your First Verification

Free to send • Client pays when they verify

Know your obligations

What you need for Tranche 2 compliance

Enrolment, program, CDD, monitoring, reporting, training, and an audit trail — for every AUSTRAC Tranche 2 reporting entity, not just one industry.

Enrolment opens

31 March 2026

Compliance mandatory

1 July 2026

AUSTRAC enrolmentEnrol your business and appoint a compliance officer. We show you exactly what AUSTRAC asks for.AML/CTF programA written program covering risk, policies, and oversight — generated for your business, free.Risk assessmentAssess ML/TF risk across your clients, services, and geography. Five minutes, AUSTRAC-ready report.Customer due diligenceVerify every client before you provide a designated service — individuals and entities.Ongoing monitoringWatchlist screening stays on after the check. You are notified if a client's status changes.SMR / TTR reportingPrepare suspicious matter and threshold transaction reports, then lodge them in AUSTRAC Online.Staff trainingFour modules with quizzes and certificates, tracked for your audit file.Audit trailVerification records, activity logs, and exports — ready if AUSTRAC asks to see them.

Penalties for non-compliance

Individuals: criminal penalties of up to 2 years imprisonment. Corporations: civil penalties of up to $19.8 million. Infringement notices from $16,500 per breach.

Read the Tranche 2 guide

One dashboard

Your clients. Your compliance. One view.

Every client, every matter, every verification — all in one dashboard. See what is complete, what is waiting, and what still needs you.

  • ✓KYC and KYB requests in a single queue
  • ✓Completion and action-needed at a glance
  • ✓Works for accountants, lawyers, agents, jewellers, and dealers
freeaml.com.au/my
freeaml.com.au/my/verifications

Individuals and entities

Every Entity Type

Map ownership and verify every beneficial owner — people, companies, trusts, and SMSFs. Same flow whether you act for a law firm, an agency, an accountant, or a dealer.

IndividualsCompaniesTrustsSMSFs

Individuals

Photo ID, DVS, biometric liveness

Companies

ASIC/ABN, directors, UBOs

Trusts

Structure, trustees, beneficial owners

SMSFs

Fund entity plus trustee CDD

KYC and KYB

Verified Automatically

Send a link. Your client completes ID on their phone. You get a CDD report — no manual review queue, and no extra software to learn.

Government ID (DVS)

Licence, passport, or Medicare matched to official records

Biometric liveness

Selfie match so the person in front of the camera is the ID holder

Registry & KYB

ACN/ABN, structure, and trading status for companies, trusts, and SMSFs

UBO detection

Beneficial owners at 25%+ are identified and prompted for KYC

PEP & sanctions

Global watchlists, adverse media, and criminal screening

Ongoing monitoring

Automatic watchlist updates after the first check

freeaml.com.au/results

Simple, transparent pricing

No subscriptions. No hidden fees. Pay per check.

Individual KYC

$15$0

Free for you (client pays)

Per person

  • ✓Government database verification (DVS)
  • ✓Photo ID verification (licence, passport, Medicare)
  • ✓Biometric liveness check (selfie match)
  • ✓AML/CTF watchlist screening (PEP, sanctions, adverse media)
  • ✓Ongoing AML monitoring included
  • ✓ML/TF risk assessment
  • ✓AUSTRAC-compliant CDD report (PDF)
See what's included

Entity KYB

$35$0

Free for you (client pays)

Per company, trust, or SMSF

  • ✓ASIC/registry verification (ACN/ABN validation)
  • ✓Company/trust structure & status check
  • ✓Director & shareholder identification
  • ✓Automatic UBO detection (25%+ owners)
  • ✓Corporate AML screening
  • ✓Registered address verification
  • ✓Business activity & trading status
  • ✓AUSTRAC-compliant CDD report (PDF)
  • ✓Zone A coverage (60+ countries)
See what's included

Beneficial owners (25%+ shareholders) are verified at $15 $0 per person after entity verification (client pays). We automatically detect and prompt for UBO verification.

See detailed pricing comparison

What's Included

Everything included. No subscriptions.

Only pay for verifications you use.

|
AML/CTF Program Builder
Risk Assessment Generator
ML/TF Risk Assessment (per verification)
Team Training Modules (4 courses)
Compliance Dashboard
AUSTRAC Report Templates (SMR, TTR, IFTI)
Policy & Procedure Documentation
Compliance Log & Activity Tracking
Government Database Verification (DVS)
Photo ID Verification (Licence, Passport, Medicare)
Biometric Liveness Check (Selfie Match)
Document OCR & Data Extraction
KYC Risk Assessment (per person)
KYC Price: $0 (client-pays) or $15
ASIC/Registry Verification (ACN/ABN)
Company/Trust Structure Analysis
Director & Shareholder Identification
Automatic UBO Detection (25%+ owners)
Corporate AML Screening
Zone A Coverage (60+ countries)
KYB Risk Assessment (per entity)
KYB Price: $0 (client-pays) or $35

Frequently asked questions

Everything you need to know about AML verification

Ready to verify a client?

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